Pour entire container of marshmallow fluff into a bowl and add cubes of softened cream cheese.
Pour in ¼ cup of instant vanilla pudding mix and ¼ cup of powdered sugar, mix well.
Add ½ cup of creamy peanut butter, mix well. It might be a little tough to stir at first but will soften quickly. To make stirring easier, I recommend cutting the cream cheese block into small cubes.
Pick your fruit! Bananas, apples, grapes and strawberries are always winners.
Cut fruit and serve.