Pour entire container of marshmallow fluff into a bowl and add cubes of softened cream cheese.

Pour in ¼ cup of instant vanilla pudding mix and ¼ cup of powdered sugar, mix well.

Add ½ cup of creamy peanut butter, mix well.  It might be a little tough to stir at first but will soften quickly.  To make stirring easier, I recommend cutting the cream cheese block into small cubes.

Pick your fruit! Bananas, apples, grapes and strawberries are always winners.

Cut fruit and serve.